As I have mentioned before, Scott and I are really trying to get on board with the Dave Ramsey program, and the first step is to gather an emergency fund so that we do not have to find ourselves with any other debt in the process of trying to get rid of all debt. The problem is that all of our money is already accounted for in our weekly budget, and there really is no extra to go towards collecting an emergency fund. Dave Ramsey talks about this in his book,Total Money Makeover, which encourages me to know that other families have been in a similar situation, and he strongly encourages finding a way to bring in extra income. Well I am trying my hardest to tutor online, but I keep hitting brick wall after brick wall. I mean, I make an extra ten dollars here and there, but it just isn't cutting it. As I have mentioned before, my going back to work is not an option as I fully believe I am to be home with Ada. Dave Ramsey tells stories of men who delivered pizzas for a few months on top of their regular job just to get the debt snowball rolling. Well, Scott and I are finally at a place where he might do something like that--take on an extra job, just for a few months in order to get things started. He already picked up an application at Shane's Rib Shack, mainly because we love that place and we happened to be there yesterday. It seems to be a laid back atmosphere, and we thought it might get his foot in the door to one day (far, far down the road) us opening up our own Shane's in Auburn or Huntsville (I say this half kidding, though it is fun to dream about). Our next conversation has been about a job at Chick-Fil-A. I think Scott's pride kicks in a little bit here--not wanting to work at a fast food restaurant with a college degree, but I have heard that it's a good place to work, and again, I wonder if this could somehow get his foot in the door to actually work for Chick-Fil-A headquarters in the logistics department. Plus, Chick-Fil-A is closed on Sundays. A huge plus. Sundays would definitely be a major rest/family day if Scott does end up taking on a second job. I would love some feedback from anyone who has done the Total Money Makeover. Any suggestions as to how we can bring in a little extra income. We are starting to pray for God to provide a specific amount of extra money every month, and I am trying to get excited (rather than discouraged) to see how God is going to provide. Seriously, we would love feedback/encouragement. We are having a sort of "down" day as we truly want to get started with the Dave Ramsey plan but feel rather stuck. We truly want to use wisdom and discernment as we seek to be obedient to God's will, we just don't really have a clue about what God's will is right now.
P.S. I am also open to any suggestions about how I can make some extra money while staying home with Ada. The only reason we are thinking Scott take on an extra job is because it would create more urgency to get it done. We don't want to rely on this extra income. We want it to be a temporary thing, just a few months to a year until we are debt free except for the house.